If you withdraw Rs. 1,00,000 in cash from your Demand Deposit Account at your bank, the immediate effect on…

If you withdraw Rs. 1,00,000 in cash from your Demand Deposit Account at your bank, the immediate effect on aggregate money supply in the economy will be
  1. to reduce it by Rs. 1,00,000
  2. to increase it by Rs. 1,00,000
  3. to increase it by more than Rs. 1,00,000
  4. to leave it unchanged

Solution

Money supply M = Currency with public (C) + Demand deposits (D). Withdrawing Rs. 1,00,000 reduces D by Rs. 1,00,000 and increases C by Rs. 1,00,000 — net change on aggregate money supply is zero. Answer: (d).

Asked in: UPSC Prelims 2020

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